Products & Services


Savings and Investments:

Modern EFCU offers a variety of Share Savings products to fit your needs, Share, Share Draft Checking, Share, and Christmas Clubs and Youth Accounts.


Competitive rates on: New and Used Vehicle Loans, New and Used Motorcycle, Boats and Recreational Vehicles, Personal Loans, Share Secured and Share Certificate Secured.

Real Estate Loans:

First & Second fixed rate mortgage
Home Equity Line of Credit, Variable Rate.

Insurance Products:

Ask about our GAP coverage for auto loans.


VISA Debit/ATM Cards
Payroll Deduction and Direct Deposit
Notary Service
NADA Vehicle Guides
Night Depository
Wire Transfers


Modern Employees
Federal Credit Union

1727 Moseley Street
Owensboro, KY 42303

Phone: 270-685-1025
or 800-685-1332
Fax: 270-685-1380

Hours: Mon. - Fri. 8:30am - 5:00pm


Ordering Checks NADA

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