What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:
- Social Security number and checking account information
- credit history and employment information
- income and payment history
When you are no longer our customer, we continue to share your information as described in this
notice.
How? All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ personal information; the reasons Modern Employees Federal Credit Union chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information
For our everyday business purposes –
such as to process your transactions, maintain your
account(s), respond to court orders and legal
investigations, or to report to credit bureaus
Does Modern Employee Federal Credit Union share? Yes
Can you limit this sharing? No
For our marketing purposes –
to offer our products and services to you
Does Modern Employee Federal Credit Union share? Yes
Can you limit this sharing? No
For joint marketing with other financial companies -
Does Modern Employee Federal Credit Union share? Yes
Can you limit this sharing? No
For our affiliates’ everyday business purposes –
information about your transactions and experiences
Does Modern Employee Federal Credit Union share? No
Can you limit this sharing? We don’t share
For our affiliates’ everyday business purposes –
information about your creditworthiness
Does Modern Employee Federal Credit Union share? No
Can you limit this sharing? We don’t share
For our affiliates to market to you -
Does Modern Employee Federal Credit Union share? No
Can you limit this sharing? We don’t share
For nonaffiliates to market to you -
Does Modern Employee Federal Credit Union share? No
Can you limit this sharing? We don’t share
Questions?Call 270-685-1025
What we do
How does Modern Employees Federal Credit Union protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Modern Employees Federal Credit Union collect my personal information?
We collect your personal information, for example, when you
- open an account or apply for a loan
- use your credit or debit card or make a wire transfer
- make deposits or withdrawals from your account
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing?
Federal law gives you the right to limit only
- sharing for affiliates’ everyday business purposes – information about your creditworthiness
- affiliates from using your information to market to you
- sharing for nonaffiliates to market to you
State law and individual companies may give you additional rights to limit sharing.
Definitions
Affiliates - Companies related by common ownership or control. They can be financial and nonfinancial companies.
- Modern Employees Federal Credit Union has no affiliates
Nonaffiliates - Companies not related by common ownership or control. They can be financial and nonfinancial companies.
- Nonaffiliates we share with can include government agencies, nonprofit organizations, plastic card processors (credit/debit/ATM), consumer reporting agencies, data processors, and check/share draft printers
Joint Marketing - A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
- Our joint marketing partners include CUNA Mutual Group's MEMBERCONNECT
Other important information